Taxi, Delivery drivers looking to automate their taxes

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Who can claim back mileage from HMRC?

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HMRC currently allows the following mileage rates: 

  • 45p per mile for the first 10,000 miles by car or van 

  • 25p per mile for any miles over 10,000 

  • 24p per mile for motorcycles 

  • 20p per mile for bicycles 

These rates apply per tax year, not per employer or per job. 

If your employer pays you 30p per mile, for example, you may be able to claim tax relief on the remaining 15p per mile from HMRC. 

“A Xinyonkya Business Card or Fuel Card can automatically track your mileage and fuel expenses, making it easier for you to claim back your tax deductions.”

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You may be able to claim back mileage from HMRC if you are: 

  • Self-employed and using your own vehicle for business 

  • A company director travelling for work 

Worked example claiming back mileage from HMRC 

Here’s a simple example to show how mileage tax relief works in practice. 

John drives 6,000 business miles in a tax year using his own car. 

  • HMRC approved rate: 45p per mile 

  • Employer mileage paid: 30p per mile 

HMRC allowance
6,000 × 45p = £2,700 

Employer payment: 
6,000 × 30p = £1,800 

Difference: 
£900 

“Using a Xinyonkya business card with integrated accountancy software, that captures fuel receipts automatically through smart routing, ensuring full MTD compliance. This means John can claim tax relief on the £900 shortfall. The refund depends on his tax rate, but it still delivers a meaningful return on travel he has already paid for.”

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Cheap Hire & Reward Insurance Deals

Pairing Zego insurance with a Xinyonka business or fuel card creates a seamless setup for drivers who want smarter protection and simpler finances. Zego provides flexible, pay‑as‑you‑go cover, while your Xinyonka card automatically tracks fuel spending, mileage, and business expenses. Together, they give you a fully streamlined system for managing insurance, tax claims, and day‑to‑day operating costs—all in one place.

This combination helps drivers:

  • Stay compliant with accurate mileage and expense records

  • Reduce admin with automatic fuel and trip tracking

  • Match insurance costs to real usage through Zego’s flexible cover

  • Claim tax relief more easily with clean, organised data

  • Control cash flow by keeping insurance and fuel spending aligned

For taxi, delivery, and private‑hire drivers, Zego + Xinyonka creates a smarter, more efficient way to run your business.